Fluency: 2026 financial literacy program for students from Luxembourg

In today's world, young people are faced with financial decisions sooner and earlier — from daily spending to saving, to loans and planning for the future. However, studies show that many students lack the basic financial skills needed to manage their money calmly and effectively.

That's why Aisance launched the Luxembourg Financial Literacy Initiative 2026 — a national educational program aimed at strengthening the financial literacy of students and at supporting universities and vocational schools in Luxembourg in preparing young people for real economic challenges.

A program designed for students

The Luxembourg Financial Literacy Initiative 2026 is a structured initiative that offers students 3 months of free premium access to the Aisance platform. The objective: not to be limited to theory, but to develop practical skills in financial management that students can apply on a daily basis.

Thanks to the platform, students can:

✅ plan a budget and keep track of their expenses;
🎯 setting financial goals;
🤖 receive personalized recommendations based on their habits;
💡 develop sustainable financial habits.

The program meets concrete needs of young people and focuses on action, not only on knowledge.

Promising first results

From the first weeks of the program, the results are clear:

💰 Students save on average €320 in two months of use;
😌 72% of participants experience a decrease in money stress after eight weeks;
📈 65% reach their emergency fund goal in less than 90 days

How to participate?

The program is open to students from the University of Luxembourg as well as to those from other higher and professional education institutions in the country. Registration is done online, with a deadline set at December 31, 2026.